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£25 Refer A Friend Offer: Being a member you can make it pay for you. Find Out More

Personal Loans

We will always do our utmost to help where we can, but we do have to ensure we lend our members money responsibly, meaning there may be occasions we are unable to lend.

Introductory Loan - 16.4% APR

Available within the first six months of membership

You can apply to borrow up to £2000

Standard Loan - 12.7% APR

Borrow up to 3 x your savings + £300

After one year’s membership you can borrow 6 x your savings (less any outstanding loans)

Loyalty Loan - 6.2% APR

Requires a minimum savings balance of £3000, accumulated over 18 months

You can apply to borrow up to 4 x your savings

Minimum loan £5,000 - Maximum loan of £20,000 (less any outstanding loans)

Savings Secured Loan - 3% APR - Minimum loan £5000

Requires a minimum savings balance of £5000

You can borrow up to the equivalent of your savings and the full loan is secured at all times against your savings

Minimum loan £5,000 - Maximum loan of £12,500 (less any outstanding loans)

 

For members who have been saving for 12 months or over there is an additional and even more flexible loan facility. The Revolving Credit Loan lets to draw out money when you need up to an authorised limit of £2,000.

Check our loan calculator to see your potential repayments – Click here

Only our members have access to these great Personal Loan rates. Become a member today!

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CONTACT METRO MONEYWISE

SITE VISITS

If you would like to arrange for a site visit to you work place, please contact the office and ask for our Membership Officer Janice Hopwood

read the full article here

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