We are a community

By joining Metro Moneywise, you become part of a credit union that helps it’s membership. Simply put, your savings allow us to provide loans to other members, which includes yourself, should you ever need a loan.

Our borrowers pay interest which funds the running of our Rochdale credit union, and any surplus is split between members as a dividend. Best of all, your money is fully protected by the FSCS, so there’s no risk.

We’re democratic

Our members are what make the credit union, they’re who we work for, and crucially they hold the power in our organisation.

All members are shareholders, meaning you get a share of any profits and a say in how we move forward—whether that’s attending our annual general meeting, applying to join the board of directors or just providing feedback on the service received.

We’re here for you

We put our members’ needs at the heart of everything that we do—and we understand that life isn’t always straightforward. Whatever your circumstances, our friendly, helpful and professional team work hard to ensure that our members are always better off with us. That extends from our transparent approach with no hidden charges or fees to our flexible products that can be adapted if your requirements change.