About Us
Our very first payroll partner was Rochdale Council back in 1990 and we now have over 50 payroll partners, including the majority of the NHS Trusts in the Greater Manchester region.
In October 2023 the Financial Services Authority approved a further extension of our common bond to cover those in working in Health and Social Care, Education, Local Government. This is a great step forward as now we can welcome all the NHS family working in Greater Manchester region.
We always aim to provide high-quality savings products and fair affordable loan products to our members. We also provide good money management skills which are accessible to all our payroll partners.
We are run by our members for our members.
What we do
Safe Savings
Save directly from your wage and get an annual dividend to make your money work as hard as you do.
SavingsPersonal Loans
We’re dedicated to responsible lending with fair, affordable rates to help you get the credit you need.
LoansMember Benefits
Our members benefit from a range of great products, shared profits and a truly personal service.
Member BenefitsWho we are
Founded in 1990, Metro Moneywise Credit Union is an employee-based credit union in the North West of England. We’re run by a dedicated team of staff and volunteers in Rochdale. But most important of all are our members, who make us what we are.
Want to find our more about the history of Metro Moneywise Credit Union click here.
We are a community
By joining Metro Moneywise, you become part of a credit union that helps all of its members. Simply put, your savings allow us to provide loans to other members. That includes yourself, should you ever need a loan.
Our borrowers pay interest which funds the running of our Rochdale credit union, and any surplus is split between members. Best of all, your money is fully protected, so there’s no risk.
We’re democratic
Our members are what make up the credit union. They’re who we work for, and crucially they hold the power in our organisation.
All members are shareholders, meaning you get a share of any profits and a say in how we move forward—whether that’s attending our annual general meeting, applying to join the board of directors or just providing feedback on the service received.
w us to provide loans to other members. That includes yourself, should you ever need a loan.
Our borrowers pay interest which funds the running of our Rochdale credit union, and any surplus is split between members. Best of all, your money is fully protected, so there’s no risk.
We’re run for you
We put our members’ needs at the heart of everything that we do—and we understand that life isn’t always straightforward. Whatever your circumstances, our friendly, helpful and professional team work hard to ensure that our members are always better off with us. That extends from our transparent approach with no hidden charges or fees to our flexible products that can be adapted if your requirements change.
We make managing your money simple
We stay up to date with technology to offer our members credit union digital banking via our new app:-
Download our new app
We don’t just make credit union online banking simple. We offer all the support you need through our team of expert advisors and our blog full of resources on budgeting, saving, and managing money. Speak to us about creating a budget account, a business account, or any other credit union information. A friendly member of our team will be ready to help you.
